3rd Term | Study Guide ("Finance" tab) | Media Release Form | Digital Media Contract

Thurs., Feb. 2 through Fri., Feb. 3, 2012

I came around and graded your Ch. 2 notes after introducing the next assignment: My Own Financial Statements. This came after a discussion of balance sheets and income statements. These forms are used in the first step of financial planning, evaluate your finances. The financial statements assignment is about creating a balance sheet and an income statement for yourself. This assignment is due by the end of class on Monday, February 6, 2012 (1st Period) and Tuesday, February 7, 2012 (8th Period). Forms were handed out in class, if you lost yours then you can download on from the assignment sheet.

Then, I wanted you to start reading Ch. 3 on the Time Value of Money. This is a very important chapter with very important concepts. Take really good notes since what you learn about money in this chapter will be beneficial to you for the rest of your life (basically, if you don't get what's in this chapter, you won't do well financially in life until you do). I will be checking your notes for credit next week.

Tues., Jan. 31 through Wed., Feb. 1, 2012

Today we learned about how you can never escape Maslow and how that affects our decision-making in life and finance. I have already come around and checked off your Ch. 1 notes and will come around to check your Ch. 2 notes during class.

Mon., Jan. 23 through Mon., Jan. 30, 2012

After a discussion on the 5 Steps To Financial Planning and the Personal Financial Lifecycle, I started discussing compounded interest, inflation, retirement savings to introduce you to these terms. Also mentioned, which will appear on tests in the future, is that the historic average rate of inflation is around 4% (3.7% actually) and that the historic average gain in the stock market is around 10%. Then I gave you the Daily Spending Journal assignment so you can gauge just what it costs for you to exist (sorry, 8th period, I forgot to give this to you... you'll get the Daily Spending Journal form on Monday). This assignment is due on Tuesday, February 14, 2012 (1st period) or Wednesday, February 15, 2012 (8th period).

Thurs., Jan. 19 through Fri., Jan. 20, 2012

After a discussion on the Four Square Informational Reading Analysis note-taking method (and the Cornell Note-taking Method), we started reading Ch. 1 in the textbook Personal Finance, Turning Money Into Wealth (ISBN-13: 978-0-607062-7). You should take Four-Square Notes while reading the chapter and be prepared for discussion in class where you will be asked to share what you discovered.

Tues., Jan. 17 through Wed., Jan. 18, 2012

Welcome to the first day of class. Today you will receive my disclosure, which is due back to me next time we meet or you will not have access to the computers. And you will forfeit points since this is your first assignment. I will discuss what my expectations are and what the rules in my classroom will be this year. Your disclosure is due back to me signed by you and a parent/guardian by Thursday, January 19, 2012 (1st Period) and Friday, January 20, 2012 (8th Period).

from and who you are. This may identify what sort of financial decisions you will make and what sort of financial planning you will have to undertake. Today's exercise is called "What's YOUR Story?" This is where you write about an event or defining moment in your life that tells something about you. This is not an autobiography, we don't have time to hear about your whole life. We just want a story that tells something about you. Your story should be written in Microsoft Word, OpenOffice, or some other word processor. It should be at least one page single spaced and be emailed to trathke at gmail dot com by the beginning of class on Thursday, January 19, 2012 (1st Period) and Friday, January 20, 2012 (8th Period).